Luxury Tiny Homes | Tiny Home Financing | Movable Roots

Movable Roots Tiny Home Builders has worked diligently to find a financing option for our clients. We have partnered alongside a federally insured FDIC bank to finance your dream tiny home.

Please take the time to read the important tiny home financing information below.

1. Is this program used for all types of builds or just turnkey builds?

This specialty financing program is only used for turnkey builds. If you are looking to finance a shell or trailer build our clients have found luck with LightStream by SunTrust. Please contact us for our SunTrust point of contact.

2. What is the interest rate for this tiny home loan program?

Interest rates will vary depending on a variety of factors including an applicants credit history and income. Initial rates can range anywhere between 6.0% and 10.5%.

3. Do I need a certain credit score to qualify?

Yes, all tiny home applicants in this program will need a minimum FICO credit score of 650 or above.

4. Is there a required downpayment amount?

Generally, this program requires a 20% down payment of the total purchase price.

Do you need down payment assistance? We work with Operation Tiny Home and their down payment assistance

program, click here to see if you meet their eligibility requirements.

5. Is there an application fee? How can I apply?

There is no application fee for a tiny home loan with this program. Applying is quick, secure, and convenient through our online application below.

6. What options do I have for tiny home loan terms?

This program offers tiny home loans on 10-Year, 15- Year, and 23-Year terms. Certain terms may not be available for all applicants based on credit history and income. There are NO PRE-PAYMENT PENALITIES with this program, meaning you are free to pay off your loan at any time ahead of the designated term.

If you have read the information above and are ready to take the first step to build your dream tiny home, fill out the information below and the process will begin. It should take a couple of minutes and your credit score will not be affected on the initial qualifying soft pull.

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